Payments in 2026: The Infrastructure Era Comes into View

For years, consumer-facing innovations have dominated the payments discourse. But in 2026, that focus is now shifting to the systems that make those experiences possible. Open banking, advanced orchestration, B2B payments and agentic AI will determine how money moves, how transactions are optimized and how trust is maintained among consumers and corporates alike. These structural changes are also redefining performance, resilience and revenue potential.

Our new industry analysis, Payments Outlook 2026: Payments and Fintech Enter the Infrastructure Era, explores the developments reshaping the industry, and what they mean for businesses operating within it. Modernizing infrastructure is only part of the equation. How that progress is articulated will increasingly shape perception, credibility and competitive positioning.

Inside Payments Outlook 2026, you will learn:

• Why 2026 marks the industry’s infrastructure era
• About the maturation of open banking and account-to-account payments
• How orchestration is evolving from transaction routing to trust management
• The urgency behind B2B modernization as fraud and inefficiencies persist
• What agentic AI means for identity, risk and operational control

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